This is the 3rd house in 3 years that we have rented and gone into foreclosure. Previously, the owner's were willing to work with us and let us stay. We were able to negotiate no rent for a period of time to allow our family time to save for a new deposit. The current owner has a $500k home in Roseville, CA and owns his own business. He came to the house the other day and admitted to me he knew he was taking my money and not making his payments. He didn't want to go through another winter and possibly lose the house so he just let it go now.